What About the Initial Deposit/Earnest Money? When you have reached an agreement with the seller on the purchase of a…
How Much do I Need for a Down Payment? The bigger the down payment, the better. It is commonly recommended…
Lenders use the term “debt-to-income ratio” or “DTI” as an indicator of what you can realistically afford when purchasing a home. When using this DTI calculator you will enter your monthly debts, such as credit card payments,
Philanthropy and charitable contributions are great ways of spreading goodwill and supporting worthwhile causes. In fact, the charitable gifts that you leave behind have the potential to change the world.
Frequently flooded basements? Black mold? Sump pump problems? All are common annoyances, and become even more problematic when you decide to sell your house. When faced with completing the Disclosure Report, it can be all too easy to check the “N/A” (“Not Aware”) box when it comes to leaks, flooding and material defects.
Nobody ever said buying or selling a house was easy, and although the Naperville housing market is vibrant and continually growing, budgets are inevitably stretched thin. Thus, one of the most common questions we receive at the Homer Law Office is, “Why Should I Hire A Naperville Real Estate Lawyer?”